Your privacy is critically important to us. At AnnuityCalc.org we have a few fundamental principles:
- We don’t ask you for personal information unless we truly need it. (We can’t stand services that ask you for things like your gender or income level for no apparent reason.)
- We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
- We don’t store personal information on our servers unless required for the on-going operation of one of our services.
Like most website operators, AnnuityCalc.org collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. AnnuityCalc.org’s purpose in collecting non-personally identifying information is to better understand how AnnuityCalc.org’s visitors use its website. From time to time, AnnuityCalc.org may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Gathering of Personally-Identifying Information
Certain visitors to AnnuityCalc.org’s websites choose to interact with AnnuityCalc.org in ways that require AnnuityCalc.org to gather personally-identifying information. The amount and type of information that AnnuityCalc.org gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account to provide an email address. Those who engage in transactions with AnnuityCalc.org – by purchasing paid upgrades, for example – are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, AnnuityCalc.org collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with AnnuityCalc.org. AnnuityCalc.org does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
AnnuityCalc.org may collect statistics about the behavior of visitors to its website. For instance, AnnuityCalc.org may monitor the data entered for calculations. AnnuityCalc.org may display this information publicly or provide it to others. However, AnnuityCalc.org does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
AnnuityCalc.org discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on AnnuityCalc.org’s behalf or to provide services available at AnnuityCalc.org’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using AnnuityCalc.org’s websites, you consent to the transfer of such information to them. AnnuityCalc.org will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, AnnuityCalc.org discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when AnnuityCalc.org believes in good faith that disclosure is reasonably necessary to protect the property or rights of AnnuityCalc.org, third parties or the public at large. If you are a registered user of a AnnuityCalc.org website and have supplied your email address, AnnuityCalc.org may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with AnnuityCalc.org and our products. We primarily use our news section or social media accounts to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. AnnuityCalc.org takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Special Note About Google Advertising
Any advertisements served by Google, Inc., and affiliated companies may be controlled using cookies. These cookies allow Google to display ads based on your visits to this site and other sites that use Google advertising services. As mentioned above,any tracking done by Google or their advertising partners through cookies and other mechanisms is subject to their own privacy policies.
About Google advertising: What is the DoubleClick DART cookie? The DoubleClick DART cookie is used by Google in the ads served on publisher websites displaying AdSense for content ads. When users visit an AdSense publisher’s website and either view or click on an ad, a cookie may be placed on that end user’s browser. The data gathered from these cookies will be used to help AdSense publishers better serve and manage the ads on their site(s) and across the web. Users may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting Ads Settings (http://www.google.com/ads/preferences/).
If AnnuityCalc.org, or substantially all of its assets, were acquired, or in the unlikely event that AnnuityCalc.org goes out of business or its owner enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of AnnuityCalc.org may continue to use your personal information as set forth in this policy.