Cookie Policy

Cookies

Our Privacy Policy explains our principles when it comes to the collection, processing, and storage of your information. The Cookie Policy specifically explains how we and our partners deploy cookies, as well as the options you have to control them.

What are cookies?

Cookies are small pieces of data, stored in text files, that are stored on your computer or other device when websites are loaded in a browser. They are widely used to ‘remember’ you and your preferences, either for a single visit (through a ‘session cookie’) or for multiple repeat visits (using a ‘persistent cookie’). They ensure a consistent and efficient experience for visitors, and perform essential functions such as allowing users to register and remain logged in. Cookies may be set by the site that you are visiting (known as ‘first party cookies’), or by third parties, such as those who serve content or provide advertising or analytics services on the website (‘third party cookies’).

Cookies set by AnnuityCalc.org

We use cookies for a number of different purposes. Some cookies are necessary for technical reasons; some enable a personalized experience for both visitors and registered users; and some allow the display of advertising from selected third party networks. Some of these cookies may be set when a page is loaded, or when a visitor takes a particular action.

Below the different categories of cookies set by AnnuityCalc.org are outlined, with specific examples detailed in the tables that follow. This includes their name and purpose.

Strictly Necessary: These are the cookies that are essential for AnnuityCalc.org to perform basic functions. These include those required to allow registered users to authenticate and perform account related functions.

Analytics: Analytical cookies help us to improve our website by collecting and reporting information on its usage.

Marketing: We use marketing cookies to help improve the relevancy of advertising campaigns you receive.

First-party cookies

Cookie Category Duration Purpose
__gads Marketing 2 years Google - Used to register what ads have been displayed to the user.
_ga Analytics 2 years Google Analytics - Registers a unique ID, used to generate statistical data on how the visitor uses the website.
_gat_gtag_UA_16395835_10 Analytics 1 Day Google Analytics - Used to throttle request rate.
_gid Analytics 1 Day Google Analytics - Registers a unique ID, used to generate statistical data on how the visitor uses the website.
CookieControl Necessary Session Civic - Used for GDPR compliance.
dnsmpi Necessary 50 Years Used for CCPA compliance.

Third-party cookies

In addition to the below third-party cookies, when displaying personalized advertisements Google and their partners may place other third-party cookies based on the ads that you are shown. We have no control over these and no way to determine in advance what cookies will be set.

Cookie Category Duration Purpose
DSID Marketing 1 Hour Google DoubleClick - Used for re-targeting, optimisation, reporting and attribution of online adverts.
IDE Marketing 2 Years Google DoubleClick - Used to register and report the website user's actions after viewing or clicking one of the advertiser's ads with the purpose of measuring the efficacy of an ad and to present targeted ads to the user.
NID Necessary 6 Months Google - Set by reCAPTCHA when filling in our contact form. The NID cookie contains a unique ID Google uses to remember your preferences and other information.

Controlling Cookies

Visitors may wish to restrict the use of cookies, or completely prevent them from being set. Most browsers provide for ways to control cookie behavior such as the length of time they are stored - either through built-in functionality or by utilizing third party plugins.

To find out more on how to manage and delete cookies, visit aboutcookies.org. For more details on advertising cookies, and how to manage them, visit youronlinechoices.eu (EU based), or aboutads.info (US based).

Some specific opt-out programs are available here:

Google Adsense - https://adssettings.google.com/

Google Analytics - https://tools.google.com/dlpage/gaoptout

It's important to note that restricting or disabling the use of cookies can limit the functionality of sites, or prevent them from working correctly at all.